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Desmistifique alguns jargões financeiros: Registo Predial, Distrate e Mapa de Responsabilidades

Desmistifique alguns jargões financeiros: Registo Predial, Distrate e Mapa de Responsabilidades

14.07.2026

Quando o assunto é finanças, é comum surgirem conceitos que parecem complexos ou até intimidadores. No entanto, compreender estes conceitos é fundamental para tomar decisões informadas e eficazes.

(425) Subsídio de férias: Como aproveitá-lo sem comprometer a sua saúde financeira

Subsídio de férias: Como aproveitá-lo sem comprometer a sua saúde financeira

09.07.2026

Todos os anos, milhares de portugueses recebem o subsídio de férias. Para muitos, representa uma oportunidade para viajar, fazer compras adiadas ou simplesmente aliviar algumas despesas.

BCE volta a subir juros: o que muda no seu Crédito Habitação?

BCE volta a subir juros: o que muda no seu Crédito Habitação?

07.07.2026

O cenário financeiro na Zona Euro mudou de rumo.

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Testimonials

Complementary information to the Credit Intermediation activity

Franchisee profile photo
Legal name
Name
João Carlos Barroso Soares Freitas | António ManuelBarreira Borges
Headquarters

Rua Professor Bento de Jesus Caraça - Sala 20, Nº 248
4200-128 Porto
Portugal

Registration number
0008363 | Consult
Category
Vinculated
More information

Civil Liability

  • Mortgage Credit
    Hiscox S.A. – Sucursal em Portugal
    Valid from until
  • Consumer Credit
    Companhia de Seguros Allianz Portugal, S.A.
    Valid from until

Lenders with a binding agreement

Bankinter BBVA Consumer Finance BPI Banco CTT Novo Banco UCI

Conflict Resolution Centres

  • Centro Nacional de Inf. e Arbitragem de Conflitos de Consumo
  • Tribunal Arbitral de Consumo - Centro de Informação de Consumo e Arbitragem do Porto

Value restriction

The Credit Intermediary is forbidden from receiving or delivering any sums related to the formation, execution and early performance of credit agreements, under the terms of article 46 of Decree-Law no. 81-C/2017 of 07 July on the Legal Framework of Credit Intermediaries.

Supervisory Entity

Credit Intermediation activity is subject to supervision by the Bank of Portugal (website: www.bportugal.pt )

Mortgage and consumer credit related services

  • Presentation or proposal of consumer credit agreements
  • Consumer support, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements which have not been presented or proposed by them
  • Conclusion of credit agreements with consumers on behalf of creditors
  • Consultancy services

Make a complaint

In the event of a complaint, it must be submitted in the following ways: